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	<title>Comments on: Find affordable health insurance</title>
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	<link>http://frugalunderground.com/find-affordable-health-insurance/</link>
	<description>money: saving more, making more, needing less</description>
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		<title>By: Misty</title>
		<link>http://frugalunderground.com/find-affordable-health-insurance/comment-page-1/#comment-237</link>
		<dc:creator>Misty</dc:creator>
		<pubDate>Fri, 30 Dec 2005 18:47:56 +0000</pubDate>
		<guid isPermaLink="false">http://frugalunderground.com/test/find-affordable-health-insurance/#comment-237</guid>
		<description>We are currently insured through my employer but more and more I am chafing at it.  Even with them paying half of the premiums, I&#039;m still paying out more than 300 a month to cover us (just me and my husband now, but we have to pay for the family plan).  Add to that the deductibles (not quite a thousand, all together) and the Flex money I take out, and we&#039;re spending a pretty penny on healthcare.  I&#039;ve been pestering them to get a plan that can be used with an HSA, but they will not offer one for 2006--maybe 2007?  But by that point maybe we&#039;ll be brave enough to go it alone.  I was very tempted to do that this year, but fear stopped me.  I was thinking, &quot;Did I not understand all the issues?  What if there&#039;s something you&#039;re not considering?&quot;</description>
		<content:encoded><![CDATA[<p>We are currently insured through my employer but more and more I am chafing at it.  Even with them paying half of the premiums, I&#8217;m still paying out more than 300 a month to cover us (just me and my husband now, but we have to pay for the family plan).  Add to that the deductibles (not quite a thousand, all together) and the Flex money I take out, and we&#8217;re spending a pretty penny on healthcare.  I&#8217;ve been pestering them to get a plan that can be used with an HSA, but they will not offer one for 2006&#8211;maybe 2007?  But by that point maybe we&#8217;ll be brave enough to go it alone.  I was very tempted to do that this year, but fear stopped me.  I was thinking, &#8220;Did I not understand all the issues?  What if there&#8217;s something you&#8217;re not considering?&#8221;</p>
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		<title>By: bookchiq</title>
		<link>http://frugalunderground.com/find-affordable-health-insurance/comment-page-1/#comment-238</link>
		<dc:creator>bookchiq</dc:creator>
		<pubDate>Fri, 30 Dec 2005 17:33:02 +0000</pubDate>
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		<description>Yeah, that&#039;s definitely something I&#039;ll have to check out.  It&#039;s been a few years and he&#039;s actually significantly healthier now than he was before he broke his back, but I&#039;m sure there are plenty of technicalities to get caught on.  The way he &quot;plays&quot;, though, he definitely needs insurance!</description>
		<content:encoded><![CDATA[<p>Yeah, that&#8217;s definitely something I&#8217;ll have to check out.  It&#8217;s been a few years and he&#8217;s actually significantly healthier now than he was before he broke his back, but I&#8217;m sure there are plenty of technicalities to get caught on.  The way he &#8220;plays&#8221;, though, he definitely needs insurance!</p>
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		<title>By: jim</title>
		<link>http://frugalunderground.com/find-affordable-health-insurance/comment-page-1/#comment-236</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Fri, 30 Dec 2005 17:26:02 +0000</pubDate>
		<guid isPermaLink="false">http://frugalunderground.com/test/find-affordable-health-insurance/#comment-236</guid>
		<description>Thanks for the link Sarah, I&#039;m insured through my employer. My girlfriend just went through this as she was joining a staffing agency around here. One big problem you might run into is &quot;pre-existing condition&quot; because your husband broke his back, they may offer you insurance but deny coverage for back injuries for a time period (with $100k payouts, that may be a long long time).

Good luck!</description>
		<content:encoded><![CDATA[<p>Thanks for the link Sarah, I&#8217;m insured through my employer. My girlfriend just went through this as she was joining a staffing agency around here. One big problem you might run into is &#8220;pre-existing condition&#8221; because your husband broke his back, they may offer you insurance but deny coverage for back injuries for a time period (with $100k payouts, that may be a long long time).</p>
<p>Good luck!</p>
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