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	<title>Comments on: Saving money by considering cash flow</title>
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	<description>money: saving more, making more, needing less</description>
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		<title>By: John OMM</title>
		<link>http://frugalunderground.com/saving-money-by-considering-cash-flow/comment-page-1/#comment-299</link>
		<dc:creator>John OMM</dc:creator>
		<pubDate>Thu, 09 Mar 2006 15:21:29 +0000</pubDate>
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		<description>Once you&#039;re tuned into bargains based on paying up front you see them everywhere.  Examples include: saving on car insurance by semi-annually instead of monthly; discounted price on wine for buying by the case rather than the bottle, bulk discount for car wash tokens, cell phone minute plans, etc.  The list goes on and on.</description>
		<content:encoded><![CDATA[<p>Once you&#8217;re tuned into bargains based on paying up front you see them everywhere.  Examples include: saving on car insurance by semi-annually instead of monthly; discounted price on wine for buying by the case rather than the bottle, bulk discount for car wash tokens, cell phone minute plans, etc.  The list goes on and on.</p>
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	<item>
		<title>By: Canadian Capitalist &#187; Carnival of Personal Finance # 38</title>
		<link>http://frugalunderground.com/saving-money-by-considering-cash-flow/comment-page-1/#comment-298</link>
		<dc:creator>Canadian Capitalist &#187; Carnival of Personal Finance # 38</dc:creator>
		<pubDate>Mon, 06 Mar 2006 11:51:05 +0000</pubDate>
		<guid isPermaLink="false">http://frugalunderground.com/test/saving-money-by-considering-cash-flow/#comment-298</guid>
		<description>[...] Saving Money by Considering Cash Flow: Frugal Underground highly recommends having short term savings for those times when paying in advance can save you a bundle. [...]</description>
		<content:encoded><![CDATA[<p>[...] Saving Money by Considering Cash Flow: Frugal Underground highly recommends having short term savings for those times when paying in advance can save you a bundle. [...]</p>
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		<title>By: bookchiq</title>
		<link>http://frugalunderground.com/saving-money-by-considering-cash-flow/comment-page-1/#comment-297</link>
		<dc:creator>bookchiq</dc:creator>
		<pubDate>Fri, 03 Mar 2006 16:15:44 +0000</pubDate>
		<guid isPermaLink="false">http://frugalunderground.com/test/saving-money-by-considering-cash-flow/#comment-297</guid>
		<description>mbhunter, I&#039;m sad to say that your intelligent suggestion had never occurred to me (even though I&#039;ve &lt;em&gt;written&lt;/em&gt; about buying gift cards before!).  Thanks for posting it!  I am now the proud owner of a $500 gift card for Wal-Mart (where I do all my grocery shopping) that I bought at a discount on eBay.</description>
		<content:encoded><![CDATA[<p>mbhunter, I&#8217;m sad to say that your intelligent suggestion had never occurred to me (even though I&#8217;ve <em>written</em> about buying gift cards before!).  Thanks for posting it!  I am now the proud owner of a $500 gift card for Wal-Mart (where I do all my grocery shopping) that I bought at a discount on eBay.</p>
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		<title>By: mbhunter</title>
		<link>http://frugalunderground.com/saving-money-by-considering-cash-flow/comment-page-1/#comment-296</link>
		<dc:creator>mbhunter</dc:creator>
		<pubDate>Tue, 28 Feb 2006 05:40:07 +0000</pubDate>
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		<description>Misty, what a great idea!

Regarding the post, if you do your shopping at Wal-Mart, you can often bid on discounted gift cards to shave off a few percent from your grocery bill.</description>
		<content:encoded><![CDATA[<p>Misty, what a great idea!</p>
<p>Regarding the post, if you do your shopping at Wal-Mart, you can often bid on discounted gift cards to shave off a few percent from your grocery bill.</p>
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		<title>By: Misty</title>
		<link>http://frugalunderground.com/saving-money-by-considering-cash-flow/comment-page-1/#comment-295</link>
		<dc:creator>Misty</dc:creator>
		<pubDate>Tue, 28 Feb 2006 00:34:44 +0000</pubDate>
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		<description>My husband wants us to plan to put money away monthly in a &#039;save money&#039; or &#039;good deal&#039; fund.  This fund would be used when we come across ways that need money upfront but which would save us money (like bulk meat purchases, or deals like your cash card).  I think this is an important concept and one which many people are never able to implement, leaving them always a step behind.</description>
		<content:encoded><![CDATA[<p>My husband wants us to plan to put money away monthly in a &#8216;save money&#8217; or &#8216;good deal&#8217; fund.  This fund would be used when we come across ways that need money upfront but which would save us money (like bulk meat purchases, or deals like your cash card).  I think this is an important concept and one which many people are never able to implement, leaving them always a step behind.</p>
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